News & Research

Housing Affordability Report

A comprehensive measurement of the state of NZ's housing affordability


The bi-annual Housing Affordability Report provides a comprehensive measurement of the state of housing affordability in New Zealand.

It analyses the relationship between property values and household incomes, time to save a home deposit, mortgage serviceability and rental rates relative to household incomes. Our analysis dates back to 2004 and is based on average property values and household income.

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What is included?

Housing Affordability Report preview

National overview

Granular data on housing affordability for every territorial authority in NZ.

Historical data

An in-depth analysis of housing affordability over time.

Market influences

Insightful commentary by our chief property economist on what is impacting housing affordability in NZ, and what may lie ahead.

Essential Reading

Policy advisors, government planners, banks and lenders, mortgage brokers, business decision makers, real estate agents and anyone with an interest in property.